Analyst, Account Management, Commercial Servicing

Job title:

Analyst, Account Management, Commercial Servicing

Company

CMLS Financial

Job description

Description :Analyst, Account Management, Commercial ServicingVancouver, BCSalary Range: $55,000 – $75,000 /yr.CMLS Financial, one of Canada’s largest Commercial lenders, is looking for an Analyst, Account Management, Commercial Servicing to join our growing team. The Analyst, Account Management, is a responsible for performing a range of credit and underwriting functions across various teams within CMLS Financial Ltd. This position plays a crucial role in the post-funding management of the commercial lending portfolio, including, annual reviews, underwriting-related functions, and potentially loan maturity management. The incumbent will support the enhancement of credit and underwriting procedures and participate in team, departmental, and company-wide projects to streamline end-to-end processes.The Analyst, Account Management will be instrumental in fostering strong links between operational teams and post-funding credit and default loan management teams. This role also offers a clear pathway for team members interested in developing their credit analysis and management skills.About the Role

• Cross-Team Credit and Underwriting Functions:

• Collaborate with various teams to support credit underwriting and ensure alignment across departments
• Evaluate the risk of post-funding inquiries by analyzing credit histories, financial statements, and other relevant data
• Submit credit recommendations for account manager and Associate Director approval in line with the credit decision and authority matrix
• Annual Reviews, Watchlist Management. and potential Loan Maturity Management:

• Oversee servicing portfolio by conducting comprehensive annual reviews, watchlist management, and underwriting assessments
• Credit and Underwriting Procedure Enhancement:

• Assist in the development and refinement of credit and underwriting policies and procedures to enhance efficiency and compliance
• Identify opportunities for process improvements and implement best practices to strengthen credit risk management
• Team, Departmental, and Company-Wide Projects:

• Participate in projects aimed at streamlining end-to-end processes and improving overall operational efficiency
• Support the Servicing Management Team in various corporate projects, ensuring that timelines, objectives, and interdependencies are met
• Additional Responsibilities:

• Interface with investors and borrowers to manage post-funding issues, including loan security amendments, insurance claims settlements, and mortgage assumptions
• Conduct due diligence on borrowers, analyze and interpret financial data, and prepare credit memos and recommendations for risk management approval
• Ensure compliance with servicing contract requirements and maintain organized documentation for all loan transactions
• Assist in training and development initiatives for team members and provide feedback to enhance team capabilities

This role is for you, if you have:

• Strong analytical skills and the ability to interpret complex financial data
• Excellent communication, negotiation, and interpersonal skills
• Bilingual (English/French) is considered an asset
• High level of adaptability and problem-solving abilities
• Proficiency in Microsoft Office applications, including Excel and SharePoint
• Strong attention to detail and the ability to manage multiple priorities in a fast-paced environment
• A university degree in Business, Finance, Accounting, or Real Estate, or a professional designation (e.g., CFA, CPA) is preferred
• Experience in commercial mortgage funding, construction loan servicing, financial statement analysis, or commercial real estate credit analysis
• Familiarity with mortgage law, loan agreements, and security agreements
• Demonstrated experience in underwriting CMHC-insured loans and managing multi-family real estate assets

Benefits and PerksSome of the benefits we offer at CMLS are:

• Health and Wellness Spending Accounts
• Health, Drug, Vision, and Dental benefits
• Paid vacation, sick days, and personal days (in addition to all civil and statutory holidays)
• RRSP Matching Program
• Maternity / Parental Leave Top Up Program
• Discounted gym memberships
• Travel assistance and EAP
• Business Casual dress code
• Company social events + sport teams
• Hybrid work arrangements and telecommuting opportunities
• And more!

Who are we?Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 50 years of experience, 30,000 clients, $45 billion in assets under administration, and offices coast to coast. Some of Canada’s most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important services. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.You will love working hereEmployees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Our employees are able to gain valuable industry exposure, lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and we know it.Equal Opportunity EmployerCMLS Financial is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans status, Aboriginal/Native American status or any other legally-protected factors. Disability-related accommodations are available on request for candidates taking part in all aspects of the selection process.We want to hear from you!If you are confident that you would be a strong asset to our team, submit both a cover letter and resume today! We thank all applicants for their time in applying, however we will only contact those selected for an interview. Consideration of applications will begin immediately and continue until the position is filled.

Expected salary

$55000 – 75000 per year

Location

Vancouver, BC

Job date

Wed, 04 Dec 2024 04:15:25 GMT

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