Senior Credit Advisor – Dell Financial Services in Bucharest, Romania

Senior Credit score Advisor

As an formidable group with operations all over the world, we take credit score threat very severely. Our Credit score professionals handle the publicity that comes with banking and monetary providers actions. It’s about getting credit score insurance policies, processes, programs, targets and methods in place. And it’s about ensuring they’re heard, understood and adopted. Alongside the way in which, our crew interprets monetary standing to guage threat and set up credit score limits. They set insurance policies and develop programs to manage and monitor property by way of threat. Devoted to steady enchancment, they continuously discover methods to enhance credit score processes. They at all times discover the fitting steadiness between the necessity for management and the drive for prime productiveness.

Be part of us as a Senior Credit score Advisor on our Credit score Danger crew in Bucharest to do one of the best work of your profession and make a profound social influence.

What you’ll obtain

As a Senior Credit score Advisor in a Credit score crew on the coronary heart of our rising and altering enterprise, you can be in cost with offering interpretation of the shoppers’ monetary situation for correct analysis of threat and the advice of correct credit score limits for our clients throughout EMEA. There will probably be a robust interplay with gross sales, authorized and the operations groups. In the end, you’re chargeable for growing, recommending and implementing insurance policies and procedures for investigating and evaluating new and present buyer creditworthiness and lengthening or revoking credit score traces/limits.

You’ll:

• Guarantee the very best normal of credit score high quality by means of the construction, monitoring and management of credit score proposals

• Be sure that credit score requirements are maintained by means of adherence to credit score coverage and procedures

• Prepares formal credit score opinions/write-ups and renders credit score purposes on new and present accounts

• Conduct and current common portfolio updates to the Chief Credit score Officer for EMEA

• Supplies assist for the EMEA credit score perform by way of any advert hoc testing, reporting or coaching necessities which can come up

Take step one in the direction of your dream profession

Each Dell Applied sciences crew member brings one thing distinctive to the desk. Right here’s what we’re on the lookout for with this function:

Important Necessities

• A minimal of 5 years’ expertise and a confirmed monitor file with a credit score overview/ underwriting background, ideally in a leasing or banking setting.

• Glorious understanding of economic evaluation and credit score underwriting expertise mixed with a robust enterprise and trade consciousness.

• Proficient language expertise – competence in English needed and competency in a minimum of one different European language could be a definite benefit (French/ German/ Italian).

• Confirmed problem-solving expertise, versatile and able to engaged on a number of duties/ collaborating on tasks concurrently.

• Expertise in negotiating authorized contract phrases and situations for big company transactions is important.

Fascinating Necessities

• Diploma ideally in economics/finance/enterprise or different related self-discipline, and/or equal skilled qualification.

Who we’re

We consider that every of us has the ability to make an influence. That’s why we put our crew members on the heart of every thing we do. If you happen to’re on the lookout for a possibility to develop your profession and collaborate with among the greatest minds and most superior tech within the trade, we’re on the lookout for you.

Dell Applied sciences is a novel household of companies that helps people and organizations remodel how they work, stay and play. Be part of us to construct a future that works for everybody as a result of Progress Takes All of Us.

Dell Applied sciences is dedicated to the precept of equal employment alternative for all workers and to offering workers with a piece setting freed from discrimination and harassment. Learn the total Equal Employment Alternative Coverage right here.

Job ID: R241961

Dell’s Versatile & Hybrid Work Tradition

At Dell Applied sciences, we consider our greatest work is completed when flexibility is obtainable.

We all know that freedom and adaptability are essential to all our workers irrespective of the place you’re positioned and our versatile and hybrid work fashion permits crew members to have the liberty to ideate, be revolutionary, and drive outcomes their approach. To study extra about our work tradition, please go to our places (https://jobs.dell.com/places) web page.